A mechanic became severely burned Tuesday morning at a Queens vehicle frame. While his co-worker started the auto he changed into repairing, an FDNY spokesman and resources said.
The guy changed into running near the gas pump of a car — and operating with gas — at AMJ Auto Repair on 37th Avenue in Long Island City quickly earlier than eight:30 a.M. When his colleague became the ignition key, sparking the burst of flames, said a supply familiar with the case.
The victim suffered burns to his chest, face, and neck and had trouble respiration, an FDNY spokesman stated. He became rushed to the burn center at New York-Presbyterian/Weill Cornell Medical Center in a critical situation. Automobile Liability – Liability auto repair insurance is actually available in two forms. You can purchase bodily injury liability or property damage liability insurance. These two types of car repair insurance are pretty self-explanatory. Body liability insurance will cover any bodily injury (car passengers) only, so while it is lumped in as “car insurance,” this would not cover any car repairs. Property damage liability insurance would cover damage caused to your car as well as any public property that is damaged in the case of an accident.
Collision Insurance – Collision insurance covers the damage repair to your car when you collide with another car or even an inanimate object. This is not for “general repairs” needed to your car, however. This insurance would only come into play if you “hit” something with your car, whether it’s another automobile or some kind of object/property. Regardless of the collision, this type of insurance will cover the repair (or replacement) of your car, even in the case of severe accidents such as a rolled vehicle. Collision insurance is one of the most common types of car repair insurance because it has a wide coverage blanket, meaning many more types of repairs are covered under this type of policy.
Comprehensive Insurance – Comprehensive insurance covers solely repairs for damages that could have been incurred due to elemental damage. This means any damage caused by another driver or the owner of the vehicle would not be covered. However, elemental damage would include any damage caused to the car from water, hail, vandalism, theft, animal collision, wind, or fire. This coverage will cover any “natural” accident that is not caused by a car on car or car on inanimate object collision.
When deciding between types of policies, it is important to weigh your options and take all the aspects of your daily life into consideration. For example, if you live in an area prone to extreme weather conditions, comprehensive insurance might be a good idea. However, if you live in a mild and stable climate, it might be a better idea to opt for a different, more appropriate type of car repair insurance. Choose the best option for you and your family based on your location, car, and budget. Remember, though, if you do spend just a little bit more money to get the best car repair insurance money you can buy, then you will at least be safeguarding yourself against any unexpected accidents or unforeseen circumstances.